The Michael Roberts Team

Archive for the ‘In the Mind of Mike’ Category

With low interest rates, tax credits offered by the Federal Government, and lower home prices, a “Perfect Storm” has created a favorable time to purchase a home. With two out of three of these incentives ending soon, time may be running out.

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Have you taken advantage of the Tax Credit that is available to Home Buyers? If you haven’t NOW IS THE TIME! Take just a minute to watch this short video and if you have any questions, feel free to call me at 801-501-7950 or email at mike@citycreekmortgage.com. If you already have taken advantage of the tax credit, forward this video to a friend. We’d love to have the opportunity to assist them with any of their mortgage needs. Now is the time, we’d don’t want you or anyone you know to miss this great opportunity. (Turn your volume up just a bit.)

I heard a quote by Warren Buffet that said, “Be greedy when others are fearful, and fearful when others are greedy.” Thinking about the current Real Estate market we are in, one cannot pass up the incredible opportunity their is to purchase a home. With historically low interest rates and plenty of homes to choose from, NOW IS THE TIME! If you, a family member or friend, have been contemplating purchasing a home, we’d love the opportunity in assisting you or a loved one into the home of their dreams. I came across the following article written by Steve Harney, a mortgage and real estate professional that makes us realize the value in becoming a Homeowner. Enjoy the read!

“There seems to be a long held American belief currently under attack. For over two hundred years, homeownership in this country was a desire of almost every American family. Recently however, more and more people have been pontificating on the fact that owning your own home should never have been held in such high regard.

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Over the past year it seems like all we’ve heard in the news is nothing but the status of the economy. Is it getting better or is it getting worse? I read this article just the other day and thought I’d pass it along to you. I’ll forewarn you that it’s a lot of statistics, but if you take just a minute and read through it, you’ll realize that Utah is doing a lot better than most states. I hope you enjoy!

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Now I stumbled upon this video courtesy of our friends at Think Big Work Small. They took a clip from a hearing on Capitol Hill with Federal Reserve Chief Ben Bernanke. We’ve taken the liberty to post this video here, to show you that Knowledge is Key in any industry, but especially ours. You’ll clearly see that the Representative that is challenging Mr. Bernanke has no knowledge of what rates affect what. The scary part is that these Representatives are representing you and I. Now we know that many don’t know the difference between the Federal Funds Rate and the Discount Rate, but when you are at the highest levels of our government, you’d hope that they would have acquired that knowledge. Enjoy the Video! (Remember to turn the volume up just a bit.)