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	<title> &#187; Tobi Roberts</title>
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	<link>http://www.citycreekmortgage.com</link>
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		<title>Crush It in 2011!</title>
		<link>http://www.citycreekmortgage.com/2011/01/03/crush-it-in-2011/</link>
		<comments>http://www.citycreekmortgage.com/2011/01/03/crush-it-in-2011/#comments</comments>
		<pubDate>Mon, 03 Jan 2011 18:42:04 +0000</pubDate>
		<dc:creator>Tobi Roberts</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Tobi Roberts]]></category>

		<guid isPermaLink="false">http://www.citycreekmortgage.com/?p=1899</guid>
		<description><![CDATA[The last few years I have heard many people say that they are holding back from opening a new business or starting a new marketing plan because the economy is down. Are you kidding? Now is the perfect time to take a risk. The muscles that you will develop becoming successful during times like this [...]]]></description>
			<content:encoded><![CDATA[<!-- Start Shareaholic LikeButtonSetTop --><div style="clear: both; min-height: 1px; height: 3px; width: 100%;"></div><div class='shareaholic-like-buttonset' style='float:none;height:30px;'><a class='shareaholic-fblike' data-shr_layout='button_count' data-shr_showfaces='false' data-shr_href='http%3A%2F%2Fwww.citycreekmortgage.com%2F2011%2F01%2F03%2Fcrush-it-in-2011%2F' data-shr_title='Crush+It+in+2011%21'></a><a class='shareaholic-fbsend' data-shr_href='http%3A%2F%2Fwww.citycreekmortgage.com%2F2011%2F01%2F03%2Fcrush-it-in-2011%2F'></a></div><div style="clear: both; min-height: 1px; height: 3px; width: 100%;"></div><!-- End Shareaholic LikeButtonSetTop --><p>The last few years I have heard many people say that they are holding back from opening a new business or starting a new marketing plan because the economy is down. Are you kidding? Now is the perfect time to take a risk. The muscles that you will develop becoming successful during times like this will ensure that you skyrocket when the &#8220;economy&#8221; turns around. Sure, you have to be more disciplined, more creative and pay a higher level of attention to the details, but shouldn&#8217;t we be doing that anyway?</p>
<p><img class="alignleft size-medium wp-image-1900" title="Crush It" src="http://www.citycreekmortgage.com/wp-content/uploads/2011/01/Crush-It-227x300.png" alt="" width="227" height="300" /></p>
<p>To confirm my opinion, today I read a fabulous quote by Gary Vaynerchuk in his book Crush It. Gary writes, <strong><em>&#8220;It&#8217;s never a bad time to start a business unless you&#8217;re starting a mediocre business.&#8221;</em></strong></p>
<p>So don&#8217;t be mediocre. Be passionate, work harder/smarter than you&#8217;ve ever worked before (and because you are passionate, you will love every moment of it), and go BIG.</p>
<p><span style="color: #008000;"><strong>What do you want to do more than anything else in 2011?</strong></span></p>
<p>I want to transform my traditional mortgage company into a huge, loyal tribe of enthusiastic followers who eat possibility, drink self improvement and breathe contribution to others. As a result of their life change they become my most valuable and passionate sales force inspiring everyone they know to be apart of the City Creek Family. <strong><span style="color: #008000;">We will CRUSH IT in 2011!!!</span></strong></p>
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		<title>Fantastic Creme Brulee</title>
		<link>http://www.citycreekmortgage.com/2010/05/19/fantastic-creme-brulee/</link>
		<comments>http://www.citycreekmortgage.com/2010/05/19/fantastic-creme-brulee/#comments</comments>
		<pubDate>Wed, 19 May 2010 22:24:31 +0000</pubDate>
		<dc:creator>Tobi Roberts</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Recipes]]></category>
		<category><![CDATA[Tobi Roberts]]></category>
		<category><![CDATA[City Creek]]></category>
		<category><![CDATA[City Creek Mortgage]]></category>
		<category><![CDATA[creme brulee]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[Recipe]]></category>
		<category><![CDATA[Utah]]></category>
		<category><![CDATA[utah mortgage]]></category>

		<guid isPermaLink="false">http://www.citycreekmortgage.com/?p=1281</guid>
		<description><![CDATA[&#8220;What Happens in Vegas stays in Vegas&#8221;&#8230;.Is no longer true for me! My decedent indulgence when I visit sin city is the amazing Creme Brulee that I eat for &#8220;breakfast&#8221; at Treasure Island. There are times when I&#8217;ve even thought about jumping on a plane just to experience the thick, rich, creamy goodness with a [...]]]></description>
			<content:encoded><![CDATA[<!-- Start Shareaholic LikeButtonSetTop --><div style="clear: both; min-height: 1px; height: 3px; width: 100%;"></div><div class='shareaholic-like-buttonset' style='float:none;height:30px;'><a class='shareaholic-fblike' data-shr_layout='button_count' data-shr_showfaces='false' data-shr_href='http%3A%2F%2Fwww.citycreekmortgage.com%2F2010%2F05%2F19%2Ffantastic-creme-brulee%2F' data-shr_title='Fantastic+Creme+Brulee'></a><a class='shareaholic-fbsend' data-shr_href='http%3A%2F%2Fwww.citycreekmortgage.com%2F2010%2F05%2F19%2Ffantastic-creme-brulee%2F'></a></div><div style="clear: both; min-height: 1px; height: 3px; width: 100%;"></div><!-- End Shareaholic LikeButtonSetTop --><p><a rel="attachment wp-att-1283" href="http://www.citycreekmortgage.com/2010/05/19/fantastic-creme-brulee/creme-brulee-2/"><img class="alignleft size-medium wp-image-1283" title="Creme Brulee" src="http://www.citycreekmortgage.com/wp-content/uploads/2010/05/Creme-Brulee-300x225.jpg" alt="" width="300" height="225" /></a>&#8220;What Happens in Vegas stays in Vegas&#8221;&#8230;.Is no longer true for me! My decedent indulgence when I visit sin city is the amazing Creme Brulee that I eat for &#8220;breakfast&#8221; at Treasure Island. There are times when I&#8217;ve even thought about jumping on a plane just to experience the thick, rich, creamy goodness with a crackle top. That&#8217;s until I found a perfect recipe that completely feeds my addiction. This is my own personal &#8220;ancient Chinese secret&#8221;, but I will share it with you my beloved friends. Follow the directions precisely and you will call to thank me.</p>
<p><span id="more-1281"></span></p>
<h2>Fantastic Creme Brulee</h2>
<p><span style="font-weight: normal; font-size: 13px;"><strong>4</strong> &#8211; cups chilled heavy cream</span></p>
<p><strong>2/3</strong> &#8211; cup granulated sugar</p>
<p>Pinch of salt</p>
<p><strong>1 </strong>- vanilla bean, split in half lengthwise and seeds scraped out</p>
<p><strong>12</strong> &#8211; large egg yolks</p>
<p><strong>8-12 </strong>- teaspoons turbinado sugar</p>
<ol>
<li>Adjust oven rack to the lower-middle position and heat the oven to 300 degrees.</li>
<li>Combine 2 cups of the cream, the sugar, and salt in a medium sauce pan. Add the vanilla seeds to the pan, submerge the pod in the cream, and bring the mixture to a boil over medium heat, stirring occasionally to ensure the sugar dissolves. Remove the pan from the heat and let steep 15 minutes to infuse the flavors.</li>
<li>Meanwhile, place a kitchen towel in the bottom of a large baking dish or roasting pan and arrange eight 4 or 5 ounce ramekins (or shallow fluted dishes) on the towel. Bring a kettle or large sauce pan of water to a boil over high heat.</li>
<li>After cream has steeped, stir in remaining 2 cups cream to cool down mixture. Whisk yolks in large bowl until broken up and combined. Whisk about 1 cup cream mixture into yolks until loosened and combined; repeat with another 1 cup cream. Add remaining cream and whisk until evenly colored and thoroughly combined. Strain through fine-mesh strainer into 2-quart measuring cup or pitcher (or clean medium bowl); discard solids in strainer. Pour or ladle mixture into ramekins, dividing it evenly among them.</li>
<li>Carefully place baking dish with ramekins on oven rack; pour boiling water into dish, taking care not to splash water into ramekins, until water reaches two-thirds height of ramekins. Bake until centers of custards are just barely set and are no longer sloshy and digital instant-read thermometer inserted in centers registers 170 to 175 degrees, 30 to 35 minutes (25 to 30 minutes for shallow fluted dishes). Begin checking temperature about 5 minutes before recommended time.</li>
<li>Transfer ramekins to wire rack; cool to room temperature, about 2 hours. Set ramekins on rimmed baking sheet, cover tightly with plastic wrap, and refrigerate until cold, at least 4 hours or up to 4 days.</li>
<li>Uncover ramekins; if condensation has collected on custards, place paper towel on surface to soak up moisture. Sprinkle each with about 1 teaspoon turbinado sugar (1 1/2 teaspoons for shallow fluted dishes); tilt and tap ramekin for even coverage. Ignite torch and caramelize sugar. Refrigerate ramekins, uncovered, to re-chill, 30 to 45 minutes (but no longer); serve. Recipe compliments of Cooks Illustrated</li>
</ol>
<p>Please let me know how it goes. I love to hear from you!!!!</p>
<p>Tobi Roberts</p>
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		<title>Every Drop Counts&#8230;</title>
		<link>http://www.citycreekmortgage.com/2010/03/30/every-drop-counts/</link>
		<comments>http://www.citycreekmortgage.com/2010/03/30/every-drop-counts/#comments</comments>
		<pubDate>Tue, 30 Mar 2010 21:56:35 +0000</pubDate>
		<dc:creator>Tobi Roberts</dc:creator>
				<category><![CDATA[City Creek Cares]]></category>
		<category><![CDATA[Client Events]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[In the Mind of Mike]]></category>
		<category><![CDATA[Tobi Roberts]]></category>
		<category><![CDATA[Blood Donation]]></category>
		<category><![CDATA[Blood Drive]]></category>
		<category><![CDATA[Save a Life]]></category>

		<guid isPermaLink="false">http://www.citycreekmortgage.com/?p=993</guid>
		<description><![CDATA[Blood Drive Wednesday, March 31st from 8am to 11:45am 6616 South 900 East, SLC, UT Come Save A Life! For more information call 801-501-7950 or email Tobi at tobi@citycreekmortgage.com]]></description>
			<content:encoded><![CDATA[<!-- Start Shareaholic LikeButtonSetTop --><div style="clear: both; min-height: 1px; height: 3px; width: 100%;"></div><div class='shareaholic-like-buttonset' style='float:none;height:30px;'><a class='shareaholic-fblike' data-shr_layout='button_count' data-shr_showfaces='false' data-shr_href='http%3A%2F%2Fwww.citycreekmortgage.com%2F2010%2F03%2F30%2Fevery-drop-counts%2F' data-shr_title='Every+Drop+Counts...'></a><a class='shareaholic-fbsend' data-shr_href='http%3A%2F%2Fwww.citycreekmortgage.com%2F2010%2F03%2F30%2Fevery-drop-counts%2F'></a></div><div style="clear: both; min-height: 1px; height: 3px; width: 100%;"></div><!-- End Shareaholic LikeButtonSetTop --><h1 style="text-align: center;"><span style="color: #ff0000;"><img class="alignleft size-full wp-image-998" title="Every Drop Counts" src="http://www.citycreekmortgage.com/wp-content/uploads/2010/03/blood-drive.jpg" alt="" width="256" height="192" />Blood Drive</span></h1>
<h2 style="text-align: center;"><span style="color: #b70000;"><a rel="attachment wp-att-998" href="http://www.citycreekmortgage.com/2010/03/30/every-drop-counts/blood-drive/"></a>Wedn<a rel="attachment wp-att-998" href="http://www.citycreekmortgage.com/2010/03/30/every-drop-counts/blood-drive/"></a>esday, March 31st</span></h2>
<h2 style="text-align: center;"><span style="color: #b70000;">from 8am to 11:45am</span></h2>
<h3 style="text-align: center;"><span style="color: #800000;">6616 South 900 East, SLC, UT</span></h3>
<h1 style="text-align: center;"><span style="color: #ff0000;">Come Save A Life!</span></h1>
<p style="text-align: center;"><span style="color: #ff0000;"><strong><span style="color: #000000;">For more information call 801-501-7950 or email Tobi at </span></strong><a href="mailto:tobi@citycreekmortgage.com"><strong><span style="color: #000000;">tobi@citycreekmortgage.com</span></strong></a></span></p>
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		<item>
		<title>With Time Comes Perfection!</title>
		<link>http://www.citycreekmortgage.com/2010/03/02/with-time-comes-perfection/</link>
		<comments>http://www.citycreekmortgage.com/2010/03/02/with-time-comes-perfection/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 21:58:04 +0000</pubDate>
		<dc:creator>Tobi Roberts</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Humor]]></category>
		<category><![CDATA[In the Mind of Mike]]></category>
		<category><![CDATA[Recipes]]></category>
		<category><![CDATA[Tobi Roberts]]></category>
		<category><![CDATA[cooking]]></category>
		<category><![CDATA[Family Dinner]]></category>
		<category><![CDATA[How To]]></category>
		<category><![CDATA[Manicotti]]></category>

		<guid isPermaLink="false">http://www.citycreekmortgage.com/?p=723</guid>
		<description><![CDATA[Here at City Creek we are not only providing you with healthy mortgages but promoting a healthy YOU as well. Enjoy this little story and recipe from my wonderful wife Tobi. I certainly enjoyed it, then and now! &#8220;Recently, I asked Mike what he would really love for dinner and my heart sank when he [...]]]></description>
			<content:encoded><![CDATA[<!-- Start Shareaholic LikeButtonSetTop --><div style="clear: both; min-height: 1px; height: 3px; width: 100%;"></div><div class='shareaholic-like-buttonset' style='float:none;height:30px;'><a class='shareaholic-fblike' data-shr_layout='button_count' data-shr_showfaces='false' data-shr_href='http%3A%2F%2Fwww.citycreekmortgage.com%2F2010%2F03%2F02%2Fwith-time-comes-perfection%2F' data-shr_title='With+Time+Comes+Perfection%21'></a><a class='shareaholic-fbsend' data-shr_href='http%3A%2F%2Fwww.citycreekmortgage.com%2F2010%2F03%2F02%2Fwith-time-comes-perfection%2F'></a></div><div style="clear: both; min-height: 1px; height: 3px; width: 100%;"></div><!-- End Shareaholic LikeButtonSetTop --><p><img class="alignleft size-full wp-image-736" title="With Time Comes Perfection!" src="http://www.citycreekmortgage.com/wp-content/uploads/2010/03/Manicotti.jpg" alt="" width="268" height="268" />Here at City Creek we are not only providing you with healthy mortgages but promoting a healthy YOU as well. Enjoy this little story and recipe from my wonderful wife Tobi. I certainly enjoyed it, then and now!</p>
<p>&#8220;Recently, I asked Mike what he would really love for dinner and my heart sank when he answered, &#8220;that stuffed Manicotti you made 17 years ago in our first apartment.&#8221; All I remember of that meal was sitting on the kitchen floor in a puddle of tears surrounded by manicotti noodles drying out on every possible square inch of counters, floors and appliances. It was a four-hour disaster which resulted in soupy sauce, crusty noodles and a sweet husband who pretended to love it all. I was determined not to be a two-time loser and I am proud to say that I have found a fool proof, amazing manicotti recipe that your family will love. I also doubled the recipe and froze a dinner for later. Enjoy! &#8221; <em>- Tobi Roberts</em></p>
<p><span id="more-723"></span></p>
<p>The kitchen prefers part-skim ricotta for manicotti, but whole or fat-free ricotta can also be used. We also prefer Barilla no-boil noodles for their delicate texture resembling fresh pasta. Note that Past Defino and Ronzoni brands contain only 12 no-boil noodles per package; the recipe requires 16 noodles. The manicotti can be prepared through step 5, covered with a sheet of parchment paper, wrapped in aluminum foil, and refrigerated for up to 3 days or frozen for up to 1 month. <em>(If frozen, thaw the manicotti in the refrigerator for 1-2 days.)</em> To bake, remove the parchment, replace the aluminum foil, and increase baking time to 1 to 1 1/4 hours.</p>
<h2><span style="color: #d4502a;">Ingredients:</span></h2>
<p><strong><span style="text-decoration: underline;">Tomato Sauce</span></strong></p>
<ul>
<li><strong>2 &#8211; 28</strong> ounce cans <span style="color: #d4502a;">diced tomatoes</span> <em>( in juice)</em></li>
<li><strong>2</strong> tablespoons <span style="color: #d4502a;">extra-virgin olive oil</span></li>
<li><strong>3</strong> medium <span style="color: #d4502a;">cloves garlic</span>, minced or pressed through garlic press <em>(about 1 tablespoon)</em></li>
<li><strong>1/4 &#8211; 1/2</strong> teaspoon hot <span style="color: #d4502a;">red pepper flakes</span>, <em>optional</em></li>
<li><strong>1/2</strong> teaspoon table<span style="color: #d4502a;"> salt</span></li>
<li><strong>2</strong> tablespoons chopped <span style="color: #d4502a;">fresh basil</span></li>
</ul>
<p><strong><span style="text-decoration: underline;">Cheese Filling and Pasta</span></strong></p>
<ul>
<li><strong>3</strong> cups part-skim <span style="color: #d4502a;">ricotta cheese</span> <em>(see note above)</em></li>
<li><strong>4</strong> ounces grated <span style="color: #d4502a;">Parmesan cheese</span><em> (about 2 cups)</em></li>
<li><strong>8 </strong>ounces shredded <span style="color: #d4502a;">mozzarella cheese</span> <em>(about 2 cups)</em></li>
<li><strong>2</strong> <span style="color: #d4502a;">large eggs</span>, lightly beaten</li>
<li><strong>1/2</strong> teaspoon table <span style="color: #d4502a;">salt</span></li>
<li><strong>1/2</strong> teaspoon ground <span style="color: #d4502a;">black pepper</span></li>
<li><strong>2</strong> tablespoon chopped fresh <span style="color: #d4502a;">parsley leaves</span></li>
<li><strong>2</strong> tablespoons chopped <span style="color: #d4502a;">fresh basil</span></li>
<li><strong>16</strong> no-boil <span style="color: #d4502a;">lasagna noodles</span> <em>(see note above)</em></li>
<li><strong>16</strong> slices thinly sliced <span style="color: #d4502a;">prosciutto</span></li>
</ul>
<h2>Instructions:</h2>
<ol>
<li><span style="text-decoration: underline;"><strong><span style="color: #d4502a;">For the Sauce:</span></strong></span> Adjust oven rack to middle position and heat oven to 375 degrees. Process 1 can tomatoes with their juice in food processor until coarsely chopped with 1/4 inch pieces visible, 3 or 4 pulses. Transfer tomatoes to medium bowl. Repeat with remaining can tomatoes.</li>
<li>Heat oil, garlic, and pepper flakes (if using) in large saucepan over medium heat until fragrant but not brown, 1-2 minutes. Stir in tomatoes and salt and simmer until thickened slightly, about 15 minutes. Stir in basil; adjust seasoning with salt.</li>
<li><strong><span style="text-decoration: underline;"><span style="color: #d4502a;">For the Cheese Filling:</span></span></strong> combine ricotta, 1 cup parmesan, mozzarella, eggs, salt, pepper, and herbs in medium bowl; set aside.</li>
<li><span style="text-decoration: underline;"><strong><span style="color: #d4502a;">To assemble:</span></strong></span> Pour 1 inch boiling water in 13 by 9 inch broiler-safe baking dish, then add noodles 1 at a time. Let noodles soak until pliable, about 5 minutes, seperating noodles with tip of sharp knife to prevent sticking. Remove noodles from water and place in single layer on clean kitchen towels; discard water in baking dish and dry baking dish.</li>
<li>Spread bottom of baking dish evenly with 1 1/2 cups sauce. Arrange 1 slice of prosciutto on each noodle. Using soupspoon, spread 1/4 cup cheese mixture evenly onto bottom 3/4 of each noodle on top of prosciutto (with short side facing you), leaving top 1/4 noodle uncovered. Roll into tube shape and arrange in baking dish seam side down. Top evenly with remaining sauce, making certain that pasta is completely covered.</li>
<li>Cover manicotti with aluminum foil. Bake until bubbling, about 40 minutes, then remove foil. Remove manicotti and adjust oven rack to highest position (about 6 inches from heating element) and heat broiler. Sprinkle manicotti evenly with remaining 1 cup Parmesan. Broil until cheese is spotty brown, 4-6 minutes. Cool 15 minutes, then serve.</li>
</ol>
<p><em>Recipe courtesy of </em><a href="http://www.cooksillustrated.com/default.asp" target="_blank"><em>Cooks Illustrated</em></a><em>.</em></p>
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