The Michael Roberts Team

Posts Tagged ‘Mortgage’

“What Happens in Vegas stays in Vegas”….Is no longer true for me! My decedent indulgence when I visit sin city is the amazing Creme Brulee that I eat for “breakfast” at Treasure Island. There are times when I’ve even thought about jumping on a plane just to experience the thick, rich, creamy goodness with a crackle top. That’s until I found a perfect recipe that completely feeds my addiction. This is my own personal “ancient Chinese secret”, but I will share it with you my beloved friends. Follow the directions precisely and you will call to thank me.

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I am often asked when a homeowner should put the focus of paying off their mortgage. Although the answer to this question is specific to each homeowner, my general recommendation lies within a 4-step plan that I use to advise each of my clients.

Each step is numbered based upon the priority. In other words, step one should be on track before moving on to step two, and so on. The problem is that many homeowners jump ahead before the prior step are mastered. This typically leads to living paycheck to paycheck, getting stuck in the consumer debt rut, or reaching retirement to find that you are equity rich and cash poor. By following the steps below, you can help ensure you reach retirement having achieved the long-term goals you desire.

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I look forward to your feedback. Feel free to email me at mike@citycreekmortgage.com

Consider this…

With low interest rates, tax credits offered by the Federal Government, and lower home prices, a “Perfect Storm” has created a favorable time to purchase a home. With two out of three of these incentives ending soon, time may be running out.

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